Legal center
The policies that govern the OKIAS identity verification platform, operated by OKIAS (SMC-Pvt) Ltd. These documents are provided for transparency; the reference DPA text is published at /legal/dpa, and for a countersigned agreement contact support@okias.io.
Documents
Terms of Service
The agreement governing access to and use of the OKIAS platform and API.
Privacy Policy
How we collect, use, retain and protect personal and biometric data. GDPR-aligned.
Data Processing Agreement
Controller–processor terms for Article 9 biometric data: sub-processors, transfers, deletion.
Data Subject Requests
How individuals we verified request access to or erasure of their data (GDPR Art. 15/17).
Refund & Credits Policy
How prepaid credits work, when a verification is charged, and refund eligibility.
AML & KYC Policy
Acceptable use, prohibited jurisdictions, sanctions screening and record-keeping.
Operating entity
OKIAS (SMC-Pvt) Ltd
Reg No. H489273 · ICN 0308002
Lane No 1, Bank Street, Husaini Chowk, Bahawalpur, Punjab 63100, Pakistan
General: support@okias.io · Security: security@okias.io · Billing: billing@okias.io